Thursday, July 26, 2012

Blessed Little Homestead: The Joy of De-Cluttering... A guest post

I love de-cluttering and organizing. I purge my home alot, and often wonder, where do these things come from.....

Last week I read a post from a fellow mom of many, who has caught the organization bug... This is her post.

First of all, let me set the record straight. I am a pack rat by nature, and contained chaos and DISORGANIZATION is more my style. Having 8 kids (7 under 7 when our last set of twins were born) has FORCED me, along with the conviction of God, to change my ways. Here?s how I did it, step by step.

?1. Pray. I can not do anything without God?s help, I am completely dependant on Him. I prayed HARD that God would give me the motivation, desire, ability and time to de-clutter my house. I asked for a flat out miracle, and I got it.

?2. Set rules for what stays and what goes. Here are mine:

?*Item must be used often, ?or will be used often in next 6 months ?

(ie off season clothing and Christmas decorations)?

Anything not used often, or used seasonally must go.?

*Anything that does not have a PROPER place-get rid of Toys?

*Keep ONLY toys that are favorites that are played with daily?

*Only ?keep a few of the favorites (ie we had more dolls than you can imagine with 7 girls, we kept 3 dollies to ?share and the girls that had REALLY special dolls (American Girl etc) got to keep their special dolly on their bed or on a shelf)

?*The entire room must be able to be cleaned and swept/vacuumed within 10 minutes even if everything is out of place. If we could not clean the room entirely in 10 minutes, there was still too much stuff in the room. (As we went forward, we continued weeding toys out if we had too much to stay within the 10 min limit) *keep only toys that you have a PROPER place for Clothes

?*keep minimal number of pj?s,shirts, shorts, dresses, pants, and sweaters (about 5-7 per kid)

?*kids ages 6 and up are responsible for putting away clothes in dresser in their room. Kids age 4 and under, I take care of their stuff, no dresser in their room.

?*one pair dress shoes (for church) one pair gym shoes, 1 pair of flip flops or crocs, one pair of winter dress shoes, one pair of winter boots per child. (off season shoes are stored in a plastic tub.)

*ALL other shoes we sold at a yard sale or gave to the local free store.?

Kitchen

?*get rid of ANYTHING that is not used often. Don?t keep extra pots pans etc.?

*Keep everything in a PROPER place, if it does not have a place, get rid of it. (I hung all my pots, pans, skillets on a wall in my kitchen. I have a small kitchen. Anything that could not be hung (with the exception of cookie sheets and such) I gave away. Books/School supplies/craft supplies

?*anything that is not used OFTEN, get rid of. Keep only the stuff you really need and use. My temptation with craft stuff was that we might use it someday. If I had not used it within the past 6 months, I got rid of it. *Everything must have a PROPER place to stay. If there is no proper place to keep it, get rid of it. How to de-clutter.

?*Warning- Work on 1 room at a time*?

? ? Take EVERYTHING out of the room that is being de-cluttered. Take everything out of closets, drawers etc. This creates a really big mess, but everything is out and you can go through it easier. Only put the things you REALLY need back. Everything else, bag or box and take outside. If you don?t, the kids and your husband will drag everything they ?can?t live without? back out. The other advantage to doing it this way is you will get tired and just want to get it done. When that happens you get rid of a lot more stuff because you are tired of dealing with it. :) When you are full of energy you will find a place for things, when you get tired, everything goes. Lol
? ? ? Re-arrange furniture etc and get rid of clutter catchers. We had armoires in the family room that we just stuffed things we didn?t know what to do with into. We never used that stuff, it just sat in the armoire and the armoire took up space in the room. I got rid of the armoire and most of the stuff in it (after all I no longer remembered it existed). Now I don?t have a hiding place for junk and only keep what I really need.
? ? ? Hang shelves and buy small bins etc to get things out of corners and off the floor etc. We buy cheap brackets and a 2 x 12 piece of wood and made our own shelves to organize clothes, craft supplies and towels and undies and socks. These are proper places for things. Lol
? ? ? Get the stuff that you are getting rid off out of your house and off your property AS SOON AS POSSIBLE. Otherwise the temptation to go back through and get things out is too great. I would load the back on my van and take a load to the free store everything I left the house.

SOME ORGANIZING TIPS
Shoes We have 2 sets of plastic drawers (on wheels) that serve as the shoe closet. There is a drawer for each type of shoe. All gym shoes go in one drawer, church shoes in another, etc. We keep a milk crate by the door for the shoes that are worn daily. Shoes go into the box when they walk into the door. Other shoes (like church shoes) are kept in the respective drawer.

Clothes All kids age 6 and up have a shared dresser in their room. Everyday clothes and jammies go in the dresser. They are responsible for putting their laundry away We have 1 room that is a pantry/clothes room for all the rest. (Only canned goods are kept in that room since there are clothes in it) We put shelves on the wall and all dress clothes, and all clothes belonging to kids under age 6 go on the shelves. We have a wooden bar attached to the underside of the bottom shelf where all dresses are kept. In the winter/fall coats and jackets are at to be kept on a hook in the family room. Off season clothes were boxed and sent to my MIL?s shed. We keep a few off season clothes here for weather changes.

?School/craft supplies We are blessed to have a room designated as our school room. We have 2 large book cases for text books/school supplies. Each child has their own shelf and all of their workbooks etc are kept on their shelf. We have plastic drawers on top of the bookshelves. There are 3 drawers in each unit and the drawers are big enough to keep crayons, pencils, pens, scissors, and compasses in. Rulers are kept in a small basket on top of the shelves. Each child has their own little utensil drawer with their name on it. We have 2 smaller book shelves that contain reading books. We only keep books that will be read by all or are favorites. All others we gave away. All craft supplies are kept in marked boxes on shelves built for that purpose in the laundry. After it?s done :)

Once the house was de-cluttered it is now manageable for the kids and myself to KEEP clean. We do jurisdictions. EVERYONE (age 3 and up) has a jurisdiction. They are as follows: Kitchen Dining Room School Room Family Room Laundry/bathroom Cooking Laundry (cooking and laundry is only assigned to children ages 6 and up and is supervised) Jurisdictions rotate on a weekly basis. The person assigned to the jurisdiction is responsible for the following:

*Jurisdiction must be cleaned before dinner time or before we leave the house

?*If a mess is made in their jurisdiction, they are responsible for it. If someone else makes a mess in their jurisdiction, that child has the authority to go to the one who made the mess and tell them NICELY that it needs to be cleaned up. If they don?t clean up the mess, then I am to be told. If the child assigned to the jurisdiction does not handle it properly (ie yell, be hateful, argue etc) then their punishment is to clean up the mess themselves.

?*Jurisdictions must be swept/mopped/vacuumed at least once a week or as needed.

?*Roommates are jointly responsible for their own bedrooms. Bedrooms must be cleaned up BEFORE bed time, vacuumed once a week, and beds must be made every day. We are working on a reward system for keeping jurisdictions, good behavior, scripture memorization and Bible study. Right now each child has a star chart. Every day they can earn a star in the following areas: Jurisdiction kept clean Jurisdiction kept clean without being told or reminded Good behavior Reading their Bible or a book for 20 minutes Taking part in family Bible study and working on weekly memory verse. Hope this helps someone else.


Blog post written by Lisa Kim Peters Young

Source: http://blessedlittlehomestead.blogspot.com/2012/07/the-joy-of-de-cluttering-guest-post.html

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Tuesday, July 24, 2012

boblet: Crazy prices on @iawriter right now: $1 for iPad & iPhone app http://t.co/tkgyXtMG $5 for OS X app http://t.co/FmK0mlIj CRAZY, itellya!

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Source: http://twitter.com/boblet/statuses/227373698385051648

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Massachusetts Asbestos Violator Gets Prison Time | Mesothelioma ...

Pat Guth contributes news and insightful content for the Mesothelioma Cancer Alliance. Bio ?

Patricia Guth

July 24, 2012

Lynn, Massachusetts - A man who once owned an asbestos abatement business in Lynn, Massachusetts will be spending the next 30 days behind bars because he failed to follow state and federal regulations when removing and disposing of the hazardous material.

According to an article in The Salem News, David Harder was jailed after he confessed to improper asbestos removal at a number of area schools, a public library, and a women?s shelter. He also admitted to leaving two bags full of asbestos debris in a Lynnfield storage facility because he didn?t want to pay to have it disposed of properly, which involved bringing it to a waste facility that accepts hazardous materials.

In several cases, it was determined that Harder had left asbestos debris behind at his jobsites. This included the Lynn Public Library and the Lynn Woods School, officials said. That means anyone present at the site could have encountered the material and inhaled its fibers, which can cause mesothelioma cancer and other lung problems.

Harder?s lawyer said it was his lack of business experience that caused the problems with the company. Others believe it was simply Harder?s blatant disregard for environmental laws that caused him to handle abatement and disposal improperly. Many pushed for a much longer prison term.

Assistant Attorney General Andrew Rainer, who heads the environmental crimes unit, had urged that Harder be sentenced to at least a year behind bars, pointing out that Harder had been in the abatement business since 1994 and knew the regulations as well as the risks posed by improper asbestos handling.

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Source: http://www.mesothelioma.com/news/2012/07/massachusetts-asbestos-violator-gets-prison-time.htm

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Coulson, Brooks charged over hacking

LONDON (Reuters) - Prime Minister David Cameron's ex-media chief and Rupert Murdoch's former UK newspaper boss are to be charged with phone-hacking offences in the most significant development in a scandal that has rocked Britain's establishment.

Prosecutors said on Tuesday that Andy Coulson, Cameron's communications director for four years until 2011, and Rebekah Brooks, who oversaw Murdoch's News International, would face charges of conspiracy to intercept communications.

The alleged offences were committed between 2000 and 2006 when both served as editor of the News of the World, the salacious Sunday tabloid which Murdoch was forced to close a year ago amid public disgust at the phone hacking revelations.

Among the alleged victims were two former home secretaries (interior ministers), former England football manager Sven-Goran Eriksson, Hollywood stars Angelina Jolie and Brad Pitt, former Beatle Paul McCartney and a minor member of the royal family.

Brooks and Coulson are also both accused of involvement in hacking the telephone of Milly Dowler, a missing schoolgirl who was later found murdered in 2002.

It was the revelation that News of the World journalists had hacked her phone that triggered a furore that engulfed Murdoch's News International and ultimately led to the closure of the 168-year-old News of the World.

"I am not guilty of these charges," Brooks said in a statement. "I did not authorise, nor was I aware of, phone hacking under my editorship.

"The charge concerning Milly Dowler is particularly upsetting not only as it is untrue but also because I have spent my journalistic career campaigning for victims of crime. I will vigorously defend these allegations."

Six other senior former News of the World journalists and staff, including the former managing editor, are also to be charged - a formality to be completed by police on Tuesday.

The maximum sentence for the phone-hacking charges is two years in prison and/or a fine.

The development is particularly embarrassing for Cameron because Coulson was also charged with hacking the phones of David Blunkett and Charles Clarke, two former home secretaries from the now-opposition Labour Party.

"That is an astonishing development and I think that is almost inevitably going to rebound on Cameron," Steven Barnett, professor of communications at Westminster University, told Reuters. "That is going to pose some very very awkward questions for the prime minister."

Alison Levitt, Principal Legal Adviser to the Director of Public Prosecutions, said she had concluded there was sufficient evidence to charge the eight suspects with 19 offences over the illegal accessing of voicemails on the mobile phones belonging to politicians, celebrities and sporting figures.

News International had for years denied that phone hacking was widespread after the tabloid's former royal reporter and private detective were jailed in 2007 for the crime.

LACK OF JUDGMENT

Coulson resigned in the aftermath, and took up the role as director of communications of Cameron's Conservative Party, helping to shape his campaign to become prime minister.

Critics say Cameron appointed Coulson in order to secure the backing of the journalist's former boss, Murdoch, and say the appointment showed a shocking lack of judgment.

The involvement of Coulson and Brooks - a close friend to Cameron - turned the long-running hacking story into a national political scandal that has laid bare the collusion between senior politicians, the police and the media.

Brooks, her husband and her personal staff have already been charged with attempting to pervert the course of justice over the hacking case, while Coulson has been charged in Scotland with perjury after he denied in an unrelated court case any knowledge of phone hacking.

Brooks, wooed by a string of politicians and prime ministers first in her role as editor of the News of the World and Sun tabloid, and then as the head of Murdoch's British newspaper arm News International, was one of the most powerful women in Britain, instantly recognisable by her long, curly red hair.

She was also close to Cameron, socialising with him over Christmas breaks, and both were embarrassed earlier this year when an inquiry into media ethics read out text messages sent between the two.

Cameron used to sign his frequent text messages to Brooks with an affectionate "LOL", which he thought stood for "lots of love".

Paul Farrelly, an opposition Labour lawmaker who questioned Rupert Murdoch and his son James as part of a parliamentary committee investigation into the hacking, said Tuesday's developments were damaging, but not fatal, for Cameron.

"My view is that what happens to Andy Coulson and Rebekah Brooks reflects on David Cameron's judgment in both the appointment of Coulson and in being seen to be so close to a certain newspaper empire," he told Reuters.

"Because it's been going on so long, it's in no way fatal to his premiership. What is more important to the survival of his premiership and the coalition is the economy."

(Editing by Maria Golovnina and Mark Heinrich)

Source: http://news.yahoo.com/uk-charge-coulson-brooks-over-phone-hacking-100940982--finance.html

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Nanny Canada ? Nanny / Caregiver Jobs. Call: 604.298.6633

Posted by admin on 24 Jul 2012 at 03:32 am | Tagged as: Live-In Caregiver, Nanny / Caregiver Jobs, Nanny Job

Nanny / Caregiver Jobs

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  • Vancouver ? Family with 1 child (toddler), looking for a driver live-out nanny.
    Duties: childcare, light housekeeping, meal preparation.
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  • Vancouver ? Family with 2 school age children looking for a live-in nanny.
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  • Vancouver ? Elderly person looking for 2 live-in caregivers.
    Duties: personal care, meal preparation, housekeeping.
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  • West Vancouver ? Family with 3 children (toddlers and baby), looking for live-in nanny.
    Duties: childcare, housekeeping, meal preparation.
    Starting date: September 1, 2012
  • Burnaby ? Family with 2 kids (1 year old and 4 year old), looking for a live-in nanny.
    Duties: childcare, housekeeping , meal preparation.
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  • Richmond ? Family with one year old baby looking for a live-in nanny.
    Duties:childcare, housekeeping , meal preparation.
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Source: http://paragon-personnel.com/blog/2012/07/24/nanny-caregiver-jobs-vancouver/

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Sales Pro: Swedish speaking B2B Sales Advisor Newcastle ?18 ...

Job ID: 75791

Job Views: 52

Location: Not Specified,

Job Category: Field Sales

Employment Type: Full time

Salary:

Posted: Mon Jul 23

Keywords (tags):

Job Description

Swedish speaking B2B Sales Advisor ?18K - ?22K + bonus + training + excellent career prospects

A wel known Trade and Logistics firm based in Newcastle upon Tyne are actively looking to grow their Nordic speaking team with a Swedish speaker to take the next step in an exciting sales career. Working with office based consultants, site based technical sales and EU-wide clients you will forge international relationships and take account management to the next level in this heavily incentivised sales environment. This role is ideal for anyone looking to forge a successful future in sales.

My client are recognised all over the world for working with multi-billion pound businesses and providing exceptional level of sales and client support. This Swedish speaking sales role is based in the outskirts of Newcastle upon Tyne, and in the largest UK-based luxury office of my client (regular public transport routes ideally located in you live anywhere in the North East). As a global organisation, organic growth and personal development is encouraged as the right candidate will receive extensive sales training and be exposed to an international sales environment as their career moves at an exceptional rate.

More importantly my client are looking for someone to start ASAP, so apply now if you think you are suitable.

In order to apply for this role, you MUST:

*Be fluent Swedish and English
*Have any experience speaking to clients in a sales environment (eg Outbound/Inbound calls, telesales, face to face, B2B, Customer Service, Account Management)

Any other languages would be a bonus eg Danish/Dutch/Swedish/Norwegian/German

On a daily basis, your role will be working with international business members in your Swedish speaking market. You will liaise with 'live' clients and converse through various different communication techniques including Internet, phone and email with a specific focus on dealing with queries to selling/up selling high valued products to suit customer needs and requirements.

This is much more than your average sales role. You will develop experience on an international platform, gain much sought after sales training and join a flourishing business with career opportunities on offer.

I am looking for a self motivated and confident sales person, who is comfortable in their abilities to sell to live clients. This role is about building relationships so you must be able to communicate fluently in Swedish on a business to business level.

Flexible benefits are on offer depending on experience, and excellent incentives are available including trips away, excellent commission structure, discount retail vouchers and more. My client will consider supporting relocation so if you are not based in the UK then do not hesitate to apply.

Maybe you're a graduate motivated by this industry or perhaps looking to relocate from Europe to Newcastle upon Tyne. Whatever your situation then apply ASAP as my client is interviewing NOW.

To discuss in more detail please send your CV? or call Mark Harbottle in complete confidence ASAP

Due to the nature of this permanent role you MUST be able to live and work in the UK either by holding a full valid UK working visa or be eligible by other means qualifying as my client is unable to sponsor any work permits.

Nigel Frank Languages is the leading multilingual recruitment firm in the UK, advertising more language focused jobs than any other agency. We deal with clients across the North East and throughout the UK and have never had more live requirements for professionals. Confidentiality is of course guaranteed.

Swedish/Sweden/Dutch/Holland/Netherlands/Finnish/Finland/Norwegian/Norway/Sales/Business to Business/B2B/Telesales/Inbound/Outbound/Newcastle/Durham/Northumberland/Tyne and Wear/North East

Contact Details


Source: http://www.salesprorecruitment.co.uk/display-job/75791/Swedish-speaking-B2B-Sales-Advisor-Newcastle-%C2%A318-22K-+-bens.html

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Whitney Tilson's ?Blogging/Writing? Diet Not So Restrictive That He ...

June 22, 2012: ?To ensure that I can focus intensely on in-depth company and industry analysis, I will adopt a much lower public profile and let my investment returns speak for themselves. Specifically, I will dramatically reduce my television appearances, interviews with the media, blogging/writing, and public speaking, both in the investment and philanthropic realms. I also plan to write letters to you quarterly rather than monthly (our bookkeeper will, course, continue to send you monthly statements).?

From: Whitney Tilson
Date: Mon, Jul 23, 2012 at 5:43 PM
Subject: My favorite gadgets: laptop, phone, cameras, printers

I?m a total gadget fiend, usually upgrading my laptop, phone, pocket camera, and digital SLR camera to the latest models at least once a year. In the past month, I?ve upgraded all four to newly released models and am so blown away that I wanted to share my experience (plus two printer recommendations).

In order of amazingness:

1) My new laptop: the PC world FINALLY has slim, light, high-res-screen, quick-boot laptops (called ultrabooks) to rival the Macbook Air. I just bought the best of the lot, the ASUS Zenbook Prime UX31A. It?s light as a feather, boots in a few seconds, and has an AMAZINGLY high-res 13.3? screen (I don?t miss the 17? screen on my old laptop one bit). Here?s a good review of it: www.pcworld.com/article/255921/handson_asus_zenbook_prime_ux31a.html

It?s only $1,080 on Amazon (more if you want a faster chip or 256GB of flash memory; I find 128GB is fine for a secondary travel computer): www.amazon.com/exec/obidos/ASIN/B00863L2PK/tilsoncapitalpar

2) My new smartphone, the Samsung Galaxy S III, which just became available on Verizon. A couple of years ago, I added an iPhone to my Blackberry because I couldn?t give up the keyboard and found it impossible to type on the iPhone, but I didn?t like schlepping around two devices so when Verizon came out with Android phones with 30% bigger screens (plus 4G, which is MUCH faster), I junked both the Blackberry (good riddance! I had to use one in Europe last week and HATED every minute of it; until you switch, you have no idea of how awful Blackberries are) and the iPhone for the HTC Thunderbolt. No regrets, but the Thunderbolt is thick and bulky, the screen is nowhere near as good as the new iPhones, and the battery lasted maybe 1/3 of a day, so I always had to carry a spare.

Thus, it was with great joy that I switched last week to the Samsung, which fixes all three of these problems: it?s super slim and light (while maintaining the large screen), the resolution appears to me to be just as good as the iPhone?s retina display, and the battery lasts most of a day with normal usage (still not great, but much better).

In my opinion, this phone is much superior to the iPhone, but if you like your iPhone I wouldn?t switch until we see what the new iPhone 5 looks like. It?s rumored to be out this fall and have a bigger screen. If it?s also 4G on Verizon AND can work overseas (none of the current Verizon Android 4G phones can), then I might switch back to the iPhone. I also wouldn?t switch away from the iPhone unless you?re reasonably technologically savvy ? the ecosystem isn?t quite as seamless (for example, it was quite a pain to transfer my music, esp my playlists, from iTunes on my computer to my new phone).

3) I have three kids and take zillions of photos, so I?ve become an amateur digital photo junkie. I find that I need two cameras (given that I hate the crummy photos that camera phones take): a super-small pocket one to take with me everywhere (for 90%+ of photos) and a big digital SLR camera for special occasions when small cameras just don?t cut it (weddings, bar mitzvahs, action sports, etc.).

Among pocket cameras, I?ve been a very happy user for at least two years of the Canon PowerShot S90, then S95, and most recently the S100, but the new Sony DSC RX-100 blows every other pocket camera out of the water (if you?re willing to pay an extra $300). It?s maybe 5-10% bigger than the S100, but still fits easily in a pocket ? and the results BLEW my mind. I thought I was using a full-size SLR: no shutter lag, amazing many-frames-per-second action shots, brilliant pictures in low light without a flash, etc. Below is the review by the NYT?s David Pogue, who concludes:

This is an ideal second camera for professionals. And it?s a great primary camera for any amateur who wants to take professional-looking photos without having to carry a camera bag.

Of course, $650 is crazy expensive. You can buy a full-blown S.L.R. for that much.

But every time you transfer a batch of its pictures to your computer, you?ll understand why you spent that money. You?ll click through them, astonished at how often it?s successful in stopping time, capturing the emotion of a scene, enshrining a memory or an expression you never want to forget. You?ll appreciate that the RX100 has single-handedly smashed the rule that said, ?You need a big camera for pro-quality photos.?

And if you care at all about your photography, you?ll thank Sony for giving the camera industry a good hard shove into the future.

The quality of the camera is reflected in its price, however: the cheapest I could find it on the internet is $605 here: www.provantage.com/sony-dscrx100-b~7SNYG07U.htm. If that?s too expensive for you, go with the Canon S100 for $335 here: http://bestpricephoto.com/h/product_info.php/canon-powershot-s100-digital-camera-p-20660

4) I also recently upgraded my digital SLR from the Nikon D5100 to the D7000, which is the highest end amateur camera in the Nikon line. The D5100 was buggy so I was pleased to be rid of it. The key with both of these cameras is to get the Nikkor 18-200mm lens ? it?s 11x with digital image stabilization built in. It?s the only lens you need, so just buy the camera body plus this lens. The best price I found for the D7000 is $889 at: http://bestpricephoto.com/h/product_info.php/nikon-d7000-162-mp-digital-slr-camera-body-p-19926. The best price on the lens is $847 at: www.buydig.com/shop/product.aspx?sku=NK18200G2

PS?I use and recommend the free Google photo software, Picasa (www.picasa.com), for cropping, editing, getting rid of red-eye, emailing photos (with the photos embedded, not attached), etc.

Last but not least, printers:

1) If you want to print photos, I highly recommend a specialized photo printer rather than using an all-in-one inkjet ? the quality difference is HUGE. I haven?t upgraded mine in a while, but if I were to buy one, I?d just buy the latest model of my current one (the 4500), the Canon iP4920, which is a mere $80 (they get you on the paper and ink ? don?t try generics): www.buydig.com/shop/product.aspx?sku=CNIP4920

2) Complementing my photo printer in my home office is my color laser, the Brother MFC-9560CDW Multifunction Printer for $590 at: www.nextwarehouse.com/item/?999165. It?s a great scanner, copier, fax machine, and prints fast in color and B&W IN DUPLEX (two-sided), which is a must-have for me.

Source: http://dealbreaker.com/2012/07/whitney-tilsons-bloggingwriting-diet-not-so-restrictive-that-he-cant-indulge-in-the-occasional-1200-word-product-review/

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Kenneth Branagh Says 'Screw It,' Casts Himself As 'Jack Ryan' Villain

Back in March, "Thor" director Kenneth Branagh entered talks to head to the mother Russia to helm the latest movie featuring Tom Clancy's hero Jack Ryan. With Chris Pine already locked in the starring role, it seemed that the troubled production, which had just lost Jack Bender as director, would finally see the green light. [...]

Source: http://moviesblog.mtv.com/2012/07/23/kenneth-branagh-jack-ryan-villain/

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Microsoft digs deep into Windows 8's hardware graphics boost, says fast just isn't slick enough

Microsoft digs deep into Windows 8's hardware graphics boost, says fast just isn't slick enough

While Microsoft has been exploring the sensory experiences that will go into Windows 8, like sight and touch, there's only one thing that many enthusiasts care about: speed. To their delight, Redmond has just devoted one of its pre-release blog posts to showing just how much faster its hardware graphics acceleration will be in a Metro-focused universe. The goal is a hiccup-free 60Hz frame rate, and virtually everything in Windows 8 centers on that ambition. Baked-in transition effects, optimized geometry and even improved font rendering give modern computers a huge jump in performance versus Windows 7. Microsoft is just as keen to expose that power, as well: Direct3D 11.1 is now the root of all video acceleration in the pipeline, making it both easier and faster to mix 2D and 3D. All told, Windows 8 promises to get responsiveness freaks and benchmark lovers all hot and bothered. If either label describes you, the source link might satiate your lust until October 26th.

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Microsoft digs deep into Windows 8's hardware graphics boost, says fast just isn't slick enough originally appeared on Engadget on Mon, 23 Jul 2012 23:14:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/gNAV7l0C3uk/

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Spanish protests swell as jobless march on Madrid

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Source: http://news.yahoo.com/spanish-protests-swell-jobless-march-madrid-123810821.html

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No Upfront Fee Hard Money Loans Explained Winston Rowe ...

Winston Rowe & Associates is a unique type of commercial real estate finance firm, they do not charge any upfront fees like their competitors to review or perform due diligence for your transaction, because of this savvy investors have been turning to them for their financing needs.

If you would like more information about Winston Rowe & Associates, you can contact them at 248-246-2243 or visit them online at http://www.winstonrowe.com

Overview

A hard money loan is a specific type of financing in which a borrower receives funds based on the value of a specific parcel of real estate. Hard money loans are typically issued at much higher interest rates than conventional commercial or residential property loans and are almost never issued by a commercial bank or other deposit institution.

Hard money is similar to a bridge loan which usually has similar criteria for lending as well as cost to the borrowers. The primary difference is that a bridge loan often refers to a commercial property or investment property that may be in transition and not yet qualifying for traditional financing. Whereas hard money often refers to not only an asset-based loan with a high interest rate, but can signify a distressed financial situation such as arrears on the existing mortgage or bankruptcy and foreclosure proceedings are occurring.

Loan Structure

A hard money loan is a species of real estate loan collateralized against the quick-sale value of the property for which the loan is made. Most lenders fund in the first lien position, meaning that in the event of a default, they are the first creditor to receive remuneration. Occasionally, a lender will subordinate to another first lien position loan; this loan is known as a mezzanine loan or second lien.

Hard money lenders structure loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-65% of the market value of the property. For the purpose of determining an LTV, the word ?value? is defined as ?today?s purchase price.? This is the amount a lender could reasonably expect to realize from the sale of the property in the event that the loan defaults and the property must be sold in a one- to four-month timeframe. This value differs from a market value appraisal, which assumes an arms-length transaction in which neither buyer nor seller is acting under duress.

Below is an example of how a commercial real estate purchase might be structured by a hard money lender:

65% Hard money (Conforming loan)
20% Borrower equity (cash or additional collateralized real estate)
15% Seller carry back loan or other subordinated (mezzanine) loan

History of Hard Money

Hard Money is a term that is used almost exclusively in the United States and Canada where these types of loans are most common. In commercial real estate, hard money developed as an alternative ?last resort? for property owners seeking capital against the value of their holdings. The industry began in the late 1950s when the credit industry in the US underwent drastic changes (see FDIC: Evaluating the Consumer Revolution).

The hard money industry suffered severe setbacks during the real estate crashes of the early 1980s and early 1990s due to lenders overestimating and funding properties at well over market value. Since that time, lower LTV rates have been the norm for hard money lenders seeking to protect themselves against the market?s volatility. Today, high interest rates are the mark of hard money loans as a way to protect the loans and lenders from the considerable risk that they undertake.

Cross Collateralizing a Hard Money Loan

In some cases the low loan to values do not facilitate a loan sufficient to pay the existing mortgage lender off in order for the hard money lender to be in first lien position. Because securing the property is the basis of making a hard money loan, the first lien position of the lender is usually always required. As an alternative to a potential shortage of equity beneath the minimum lender Loan To Value guidelines, many hard money lender programs will allow a ?Cross Lien? on another of the borrowers properties. The cross collateralization of more than one property on a hard money loan transaction, is also referred to as a ?blanket mortgage?. Not all homeowners have additional property to cross collateralize. Cross collateralizing or blanket loans are more frequently used with investors on Commercial Hard Money Loan programs.

Commercial Hard Money

Commercial hard money is similar to traditional hard money, but may sometimes be more expensive as the risk is higher on investment property or non-owner occupied properties. Commercial Hard Money Loans may not be subject to the same consumer loan safeguards as a residential mortgage may be in the state the mortgage is issued. Commercial hard money loans are often short term and therefore interchangeably referred to as bridge loans or bridge financing.

Commercial Hard Money Lender or Bridge Lender Programs

Commercial Hard Money Lender and Bridge Lender programs are similar to traditional hard money in terms of loan to value requirements and interest rates. A commercial hard money or bridge lender will usually be a strong financial institution that has large deposit reserves and the ability to make a discretionary decision on a non-conforming loan.

These borrowers are usually not conforming to the standard Fannie Mae, Freddie Mac or other residential conforming credit guidelines. Since it is a commercial property, they usually do not conform to a standard commercial loan guideline either. The property and or borrowers may be in financial distress, or a commercial property may simply not be complete during construction, have its building permits in place, or simply be in good or marketable conditions for any number of reasons.

Winston Rowe & Associates also has an excellent knowledge based free investor resource for real estate investing, valuation and analysis located at:

http://www.winstonrowe.com/Free_Real_Estate_Resources.html

Winston Rowe & Associates offers the best in traditional and private and hard money commercial real estate financing programs. When you call them with a loan scenario, they quickly assess what type of financing is appropriate for your situation. Then utilize their direct access to the most aggressive investor sources in the world to create a customized financing solution for clients.

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243

Winston Rowe & Associates has loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, ?Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, ? Texas, Utah, Vermont, Virginia, ? Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Source: http://crepig.ning.com/xn/detail/2196616%3ATopic%3A183717

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Senior Construction / Real Estate Accountant | Jobs in New York

International Tax Senior Director ? NY

about 1 hour ago - No comments

New York City, NY ? International Tax Senior Director ? NYMUST MEET ALL THE QUALIFICATIONS AND IT MUST SHOW ON YOUR RESUME (MUST)

Teacher Training Manager

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The New Teacher Project ? Brooklyn, NY ? TNTP seeks a full-time Teacher Training Manager for the New York City Teaching Fellows (NYCTF) program. This position is based in Brooklyn, NY and available on October 1, 2012.

Audit Manager; Location: New York, NY

about 1 hour ago - No comments

New York City, NY ? plans, setting and monitoring budgets, scheduling audits, selecting staff and assigning workloads and executing financial reporting. Prepare project proposals for engagements and ensure that accounting and auditing services are delivered per client requirements and industry standards. Position requires a Bachelor?s degree or foreign equivalent in Business Administration, Accounting, Finance, Economics or a related field plus four years of experience in the job offered or as an Audit Senior, Audit?? compliance with ASC 360-10 regulations related to long-lived assets and ASC 450 (contingent liabilities); Auditing SEC issuer?s accounting for business combinations, goodwill and other intangible assets, inventory valuation requirements, statements of cash flows and footnote disclosures as they appear in Forms 10-Q and 10-K filed with the SEC; SOX 404 internal control audit procedures and attestation requirement procedures; Auditing business combination and consolidation, earnings per share, stock-based ? Permanent ? Full-time

Training and Effectiveness Manager ? NYC Teaching Fellows

about 2 hours ago - No comments

The New Teacher Project ? Brooklyn, NY ? TNTP seeks a full-time Teacher Effectiveness Manager for the New York City Teaching Fellows (NYCTF) program. This position is based in Brooklyn, NY and available on October 1, 2012. TNTP may offer a relocation stipend to help defer the cost of moving for this role, if applicable

Financial Advisory Services Marketing Manager

about 2 hours ago - No comments

Tps Group ? New York City, NY ? Financial Advisory Services Marketing Manager Email in Share Location: New York, NY Date Posted: 07-19-12 Our client, a top investment banking firm, is seeking a Marketing Manager to partner with the senior management of their Financial Advisory Services (FAS) business on a global basis. The position entails: Developing integrated marketing strategies and plans for the business and be responsible for successfully executing on those plans.

Junior Financial Analyst for Media Company

about 2 hours ago - No comments

Robert Half Finance & Accounting ? New York City, NY ? Half Finance & Accounting Contact Information: This job has originated from a member site of TheJobNetwork ? TheJobNetwork. Category: Financial Services and Banking, Keywords: Financial Analyst?Junior Financial Analyst for Media Company Responsibilities: Manage reporting and analysis.

Advisory Services Manager ? Financial Services Office ? Solutions Enablement ? Liquidity Risk ? NEW005JX

about 2 hours ago - No comments

New York City, NY ? We currently are seeking a highly motivated Manager to manage client engagement teams, work with a wide variety of clients to deliver professional services, and manage business development activities on strategic and global priority accounts.

Associate ? Investment Banking ? Energy

about 2 hours ago - No comments

New York City, NY ? Requisition Number 12-0004 Post Date 7/17/2012 Title Associate ? Investment Banking ? Energy (Houston and New York) City Houston State TX Description Summary of Position The Associate is typically involved in developing analysis for marketing investment banking services and executing transactions, and has developed the experience to function as a number two person on some financing or advisory transactions. The Associate handles some client meetings on matters related to a financing, but does..

Engineering Secretarial Assistant V

about 10 hours ago - No comments

New York City, NY ? immediate participation and full vesting in the University?s retirement plan.

Source: http://www.jobsinnewyork.co.in/jobs/accounting-auditing/senior-construction-real-estate-accountant

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Monday, July 23, 2012

Transparent health network - HEALTH, BEAUTY & FITNESS

transparent health networkYou could do under Section 80D from the Tax Act, 1961. What coverage is supplied through the individual health insurance plan in Florida? A central change in perspective connected with this particular turbulence pertains to a growing understanding of the significance transparent health network of finding novel methods to reduce expenses and cut costs. A healthcare administrator shouldn? t ignore or encourage dishonest behavior by affiliates. Slowing down the procedure lower only extends the misery, and doesn? t provide the full advantage of an all natural cleanse. So any adverse health insurance quote will certainly help folks selecting a much better plan. To beat all Health Sanctuary introduces the MIRACLE DETOX i. e. You will find plenty of physical changes which go through inside a girl? s body for example breast development, shape and hair pattern changes. I transparent simply can? t appear to manage myself after i see individuals desserts.? In the event that seems like you, you are ranked a higher medical health insurance risk. They will use the key national insurance service providers to health quote medical health insurance, health savings accounts, dental, and vision plans. Please make certain that you? re following angeles above steps to acquire health insurance life insurance coverage. Many business proprietors will also be going through confusion because they calculate how Irs enforced mandates, fines network and confirming needs will affect their main point here. transparent health network Tom Cost ( R- Ga.), the home leader, shouting ? I object.? Cost objected 7 more occasions before Capps could finish his public sentence. Because they gnaw on the toys, their teeth will get energy and in the rawhide. Advantages of choosing Entire Body Vibration Machine ? Improve Physical fitness There? s lots of vibration fitness equipment available for sale that goal that will help you in shedding pounds and related health problems. It? s considered a higher dose whenever a patient takes 75 mgs or even more of niacin. Rose stylish oil comes with an excellent skin regrowth qualities, it? s generally used externally to battle facial lines, restore firmness to skin, heal wounds, skin illnesses ( skin psoriasis, eczema, etc), reduce scars, avoid the formation of keloid so that as an answer for sun broken skin. Assured sum ought to be comparable to the prior insurance plan. Recommendations for a healthy diet plan: Eat a number of different meals, several occasions each day Follow principle of sunshine and frequent eating policy Eat lots of meals wealthy in starch and fibre Eat lots of fruit and eco- friendly veggies Avoid food rich in body fat ratio Limit drinks and food with sugar too frequently If you? re a drinker, consume alcohol properly Drink sufficient quantity of water several occasions each day Limit excess consumption of tea and coffee Should you follow above recommendations, los angeles public health and take proper care of your nutritious diet needs, youll los reduce your odds of being ill health or lack of nutrition. 25 minutes every single day might help boost the body. It? s phone number is 408- 924- 0401. Multiple delays then occur, pushing the ultimate release date out around 2 yrs in the original pre- order. States was initially referred to as capital of weight problems these days is really a growing epidemic worldwide. Try some peaches inside a fruit salad or just on their own.

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Healthcare Insurance includes a back- from the trained doctors within this area which has enormously led to upgrade its Healthcare Insurance plans. Take all Should you all of a sudden gain or slim down, you need to revise your present working situations, diets, etc. Does the program articles Provide discounts for gym membership, generate loudspeakers to see the employees about important subjects for example good health issues in africa relaxation techniques and Do not get so swept up within the positive health advantages of consuming coffee that you simply forget to give consideration towards the potential Laptop computer also found that the majority of individuals questioned expressed support for having the ability to subscribe to Medicare insurance before they turn

Source: http://curryrecipe-jp.net/health-2/transparent-health-network/

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Creating a Property Flyer : How to Build a House Flyer Advertising a ...

The particular skill to create a flyer advertising a home available for sale can be considered as a possible asset within building rewarding business associations. If you take into mind some points, it will be possible to create successful house available for sale flyer.

You might not know that leaflets are considered as the best method to get the publicity and give an improvement to your advertising. They are just about the most popular as well as tools in promoting your business. Flyers can be very productive and cost-effective if used in proper manner and also right way.

Value of a leaflet is normally disregarded, but an incredible house leaflet advertising your house for sale is the most beneficial way to promote your house. Regardless of whether or not you have listed your home with a real estate professional, ensure that you make use of a house leaflet to advertise your home for sale. If you?re taking aid from an agent, he can definitely benefit your assistance, as their interest rates are to sell the property.

If you are planning to market your home and wish the best possible cope you should consider developing a flyer for your house. There are certain items that you should stay in your mind although creating a leaflet so that you can get the best deal for your house.

The leaflet must look professional. If your leaflet looks like anyone gathered every piece of information in it over the past weekend, it will not talk the right message to your clientele. You can request your fellow affiliates whether your current flyer seems to be professional or otherwise not and get opinions from them. Alternative is to proofread your producing. Grammatical mistakes, misspelled words, typos are the most common things that devastates your delivery of an advertising message. There are many word processing programs available currently such as Open Office copy writer, MS Word etc. You are able to choose these types of programs to check spelling mistakes in your leaflets. But you should know that these applications cannot in fact help you with your grammatical issues.

If you think you can not do editing, you can hire someone to get it done for you. Spending a small amount of cash for editing can save you hundreds of dollars in the long run.

You can even add 3 -4 pictures of your house in order to make that more attractive or even eye-catching. You can add a picture of the top of your house, photograph of bed room, kitchen know what?s even better of your house. Seeking to can be the full basement, garden, or the bathroom. Discover what tends to make your home jump out in the masses, and include an image of computer on the leaflet.

Zoe Harris is a seasoned psychologist for 7 yrs and have been writing awesome ideas in Wallingford Real Estate in part with his involvement with New Ideas Group ,a new innovative team for creative persons. Learn All about his website to read more about his Wallingford Homes tips over the years.

Source: http://www.nwactc.net/creating-a-property-flyer-how-to-build-a-house-flyer-advertising-a-home-for-sale/

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Clinton to Myanmar: Keep up the reforms

Though media laws have been relaxed in Myanmar, reporting on politics or sensitive subjects like ethnic unrest are still subject to censorship.

By Gabrielle Paluch,?Contributor / July 13, 2012

US Secretary of State Hillary Rodham Clinton and Myanmar President Thein Sein shake hands before a meeting at Le Meridien Hotel on Friday, July 13, in Siem Reap, Cambodia. Clinton urged President Sein to continue with economic and political reforms.

Brendan Smialowski/AP

Enlarge

As Secretary of State Hillary Clinton today urged Myanmar's president to continue with economic and political reforms, two newspaper editors fought media censorship battles in lower courts.

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In the past two years, Western nations have seen the new Myanmar president, Thein Sein, usher in a number of reforms, such as allowing an opposition leader, who has spent much of the past 15 years under house arrest, into the Parliament; the release of several hundred political prisoners; and the relaxing of censorship laws, leading to massive rollbacks of international sanctions.?

However, activists are quick to point out that Myanmar has a long way to go and cite the unrest in the Rakhine state in the west as perhaps as big a test for Myanmar's media as it is for its government. Though media laws have been relaxed, and the government has promised further loosening of restrictions, news media reporting on politics or sensitive subjects like ethnic unrest are still subject to censorship, as shown by the court cases against the weekly journal The Snap Shot, and another weekly publication, The Modern.

?Until now, the government has been relaxing its abusive control of the media but, as it does not know how to assist the media in the new, rapidly emerging political and economic environment ? and has initiated at least three prosecutions since the start of the year,? Reporters Without Borders said in a recent statement.

Ethnic and sectarian violence that left more than 60 dead broke out in Rakhine state last month after news spread that a Buddhist woman was raped and killed by three ethnic Rohingya Muslims.

State newspapers highlighted the ethnicity and religion of both the rape and murder victim and the suspects, who were later convicted, using an ethnic slur to refer to the men accused of the crime.

The ministry of information, responsible for controlling the press and publishing state sanctioned news, reacted by indefinitely postponing the lifting of the country-wide practice of pre-screening news copy, initially planned for June 30. It claimed private media had incited violence.

The government accused Myat Khaing, editor of Snap Shot, of defamation with the intent of inciting violence, which carries a sentence of up to seven years. The private weekly journal published an image of the victim?s corpse.

?We are facing unjust British laws,? Mr. Myat Khaing?s lawyer told reporters outside the court last week. ?The reports in question simply repeated information that had already appeared in state media and on the Internet, and appeared after demonstrations had already occurred.?

The case is scheduled to continue next week.

?Conflict in Rakhine state has shone a harsh light on the sensitivity of the media environment and the very fragile nature of the newly recovered, but partial media freedom,? said Reporters Without Borders in a statement.

Myanmar's judiciary still lacks independence, and enforces antiquated and confusing laws drafted in the colonial era that have been amended and changed by several different military governments to support authoritarian rule since 1962.

In an impromptu press conference yesterday, Aung San Suu Kyi stressed the importance of an independent judiciary and rule of law.

?Courts in Myanmar are a tool of the government,? says Nyan Win, legal adviser of Ms. Aung San Suu Kyi?s party, the National League for Democracy, pointing out that many rulings are pre-determined, and rarely based on evidence. He says judges still make decisions based on directives handed down from the military.

Source: http://rss.csmonitor.com/~r/csmonitor/globalnews/~3/Um3QenvWvmg/Clinton-to-Myanmar-Keep-up-the-reforms

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Nokia to use Windows Phone 8 to strike iPhone-like revshare deals with EU phone networks?


Finnish phone manufacturer Nokia will apparently emulate what Apple did with the iPhone back in 2007 by giving exclusivity deals to European mobile phone operators against a share in revenues.

Apple struck a two-year deal with O2; one that allowed the Telefonica-owned phone network to bolster its user base by poaching high-spending, lucrative customers.The Financial Times says that Nokia will move away from trying to sell as many handsets as possible and instead try to create an aura of exclusivity in a bid to build up anticipation and kickstart a virtuous circle.

Networks likely to be approached include Deutsch Telekom (T-Mobile), France Telecom (Orange), Vodafone and Telefonica (O2). Giving exclusivity on a flagship smartphone to a particular network carries significant risks both to the operator and to the handset manufacturer as both place their bets on one model only.

Nokia is expected to unveil a new Windows Phone 8 smartphone in October, later this year, possibly just after the launch of Microsoft's next operating system, Windows 8.

Source : Financial Times

Source: http://www.itproportal.com/2012/07/23/nokia-use-windows-phone-8-strike-iphone-revshare-deals-eu-phone-networks/

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Keep Your Relationship Emotionally Fit! 8 Simple Tips - Psych Central

Keep Your Relationship Emotionally Fit! 8 Simple TipsSelf-care is key for our spiritual, emotional and physical health. You probably partake in a variety of nourishing habits every day ? from the bare essentials of taking a shower and brushing your teeth to getting enough sleep, exercising and meditating.

The same is true for relationships: They require daily care to stay healthy.

It?s important for couples to nourish their relationships on a regular basis. But this doesn?t mean sweeping, dramatic acts. The seemingly small stuff counts, and it goes a very long way.

In his book Emotional Fitness for Couples, psychotherapist Barton Goldsmith, Ph.D, shares simple ways couples can stay in shape and become closer and stronger every day.

Here are eight ideas from his helpful book.

1. Create a special, secret way to say ?I love you.?

According to Goldsmith, saying ?I love you? creates a safe and secure space. Think about how you can make this a unique ritual. In the book he features an example of a happily married couple who texts each other ?111? and ?111-2? to signify ?I love you.?

2. Engage in random acts of love.

Goldsmith suggests each partner make a list of loving acts you?d like the other to perform, such as a backrub or breakfast in bed. Exchange your lists, and aim to do something from your partner?s list once a week.

3. Go to bed together.

?Sleeping together is one of the most important parts of a relationship,? Goldsmith writes. Even if you have different schedules, this can be done. Goldsmith gives an example of a couple who always go to bed together, even though she goes to bed at 8:30 p.m. and he gets his best ideas at night. They lay together until she falls asleep. Then he reads, writes or gets up and watches TV. Goldsmith suggests creating a bedtime routine, which might include anything from reading from a fave book together to snuggling while watching TV.

4. Do romantic deeds.

?If you want to express your romantic feelings to someone you love, do something, anything, rather than nothing,? Goldsmith writes. Romance doesn?t need to be a grand getaway. Again, small totally counts. For instance, he explains that one flower tends to have the same effect as a bouquet. He suggests talking to each other about what you find romantic and creating a romance ?wish list,? which you can exchange.

5. Make yourself happy.

Partners are not responsible for each other?s happiness. As Goldsmith says, ?Happiness is an inside job.? Thinking otherwise can chip away at your relationship. One way to be happier is to keep a gratitude journal. Goldsmith suggests jotting down five things you?re grateful for every night and reading it in the morning. If you?re not sure what makes you happy, ask your partner. They usually notice what contributes to your joy.

6. Take time for yourself.

A healthy relationship isn?t all-consuming, either. It shouldn?t make up your entire life, Goldsmith says. He suggests spending time alone to rediscover yourself ? taking solo trips, for instance ? and recording your own goals, desires and plans.

7. Chat about change.

Change is inevitable. Our lives change. We change. Our relationships change. Goldsmith suggests talking with your partner about how you?d like to deal with change so you?re better prepared. For instance, you might discuss what to do if one of you loses your job, he says.

8. Spend a few minutes connecting.

Goldsmith suggests the following exercise to cultivate a deeper connection, which takes just a few minutes: Hold each other?s hands, look into each other?s eyes and remember what you love about each other.? He also suggests doing this before having important conversations.

Learn more about Barton Goldsmith, Ph.D, and his work at his website.

?How do you keep your
relationship emotionally fit?

Margarita TartakovskyMargarita Tartakovsky, M.S. is an Associate Editor at Psych Central and blogs regularly about eating and self-image issues on her own blog, Weightless.

Like this author?
Catch up on other posts by Margarita Tartakovsky, M.S. (or subscribe to their feed).



????Last reviewed: By John M. Grohol, Psy.D. on 21 Jul 2012
????Published on PsychCentral.com. All rights reserved.

APA Reference
Tartakovsky, M. (2012). Keep Your Relationship Emotionally Fit! 8 Simple Tips. Psych Central. Retrieved on July 23, 2012, from http://psychcentral.com/blog/archives/2012/07/22/keep-your-relationship-emotionally-fit-8-simple-tips/

?

Source: http://psychcentral.com/blog/archives/2012/07/22/keep-your-relationship-emotionally-fit-8-simple-tips/

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California Released Time (CaRT) Christian Education State Conference comes to Costa Mesa

California Released Time State ConferenceANAHEIM, Calif. /California Newswire/ ? Fun in the Son, Running the Race Together: You can be involved by attending the Annual California Released Time State Conference on August 4, 2012 at Calvary Chapel Costa Mesa. 7:30 a.m. ? 5 p.m. with closing banquet to follow at 5:30 p.m. The event is co-Hosted by Santa Ana and Fullerton Released Time Programs.

Keynote Speaker, Dr. Jack Hayford will be the banquet speaker. Pastor Hayford ministries include Living Way Radio Program, The King's University, and Online Bible Study Courses. He is a celebrated writer of hundreds of hymns and choruses and former pastor of Church on the Way in Van Nuys, Calif.

The conference theme, "Fun in the Son, Running the Race Together" includes 12 workshops and the cost includes special luncheon with speaker, Cheryl Cota.

"Among my earliest recollections of religious instruction is the influence of dedicated Released Time Christian Education instructors. I am still pleased to affirm this timely and effective ministry," said Dr. Jack W. Hayford, Chancellor The King's College and Seminary.

Conference speaker Reverend Barney Kinard, president of Creative Children's Ministries, child evangelist, puppeteer and author, will bring inspiration and great resources to the event.

Register by July 26 and save. For more information contact: Genny Madison at (909) 982-7529 or genny4rtce@msn.com or Forrest Turpen, fturpen@ceai.org or (714) 761-1476.

California Released Time (CaRT) Christian Education. CaRT Office: 1534 Amador Avenue, Ontario, CA 91764. Online: www.careleasedtime.org/ .

Copyright ? 2012 CaliforniaNewswire? and Neotrope?. California Newswire is a publication of the Neotrope News Network and a U.S. reg. TM of Neotrope.

ABOUT THE EDITOR: Valerie Gotten (aka Valerie G) is an abstract painter, former movie stand-in, and volunteers for "green events" to help raise awareness about global warming, and help preserve California's wilderness and natural beauty.

Source: http://californianewswire.com/2012/07/23/CNW12063_015900.php

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Business agility, fighter pilot style ? Cloud Computing News

In the late 1950s, John Boyd had a standing bet with any pilot who arrived at the Air Force Fighter Weapons School outside Las Vegas: meet Boyd, a school instructor, in the air at 30,000 feet, get on Boyd?s ?six,? and in forty seconds or less, Boyd would turn the tables on you. For a cocky fighter pilot, the challenge was irresistible. Many tried, but Boyd never lost the bet.

The repeatability of the whole exercise surprised nobody more than Boyd himself. Why did he always win? Was it just natural ability or was it a skill that could be taught to others? He spent the remainder of his life answering those questions and in the process, he created an analytic framework for thinking about the nature of adversarial conflict and answered the question, ?What is agility??

These days, agility is all the rage in business discussions, particularly in information technology circles, but our understanding of the word is shallow. Consequently, we have little idea how we might increase it systematically. We?re left with a vague notion that agile companies are somehow ?faster? than others, and the sense that fast is good. Boyd can help us break through the mental logjam.

The OODA loop

After years of thinking about the nature of conflict, Boyd finally arrived at a model for how humans engage in any activity, his famed OODA Loop. The OODA Loop describes how to make decisions and act on them using a four-stage model: Observation, Orientation (perhaps better labeled Interpretation), Decision, and Action.

The OODA Loop applies both to individuals and organizations.

At the individual level, you might observe the reaction of both a customer and your boss during a new product planning discussion. You would orient on that information (interpret it) using your previous work experience and the opinion of an external market analyst.

At the organizational level, observations might be conducted with focus groups and market research surveys. Orientations might then be conducted by a strategy group, taking into account the corporate skill set, product position, and market competition.

The decision and action steps could be small (develop a feature enhancement) or large (create a new business unit). The OODA Loop works equally well for each of these situations at the appropriate scale.

Agility, OODA loop style

If Boyd had only gone that far, we might never be studying the OODA Loop today. On the surface, the OODA Loop is a simple, codified decision-making process, like many before it. Boyd?s genius lay in thinking about what happens when you push the OODA Loop to the max. Boyd identified two important characteristics of how the OODA Loop operates in the real world:

  • Tempo: In an aerial dogfight, a fighter pilot has to make decisions in fractions of a second. But Boyd noticed that there is a huge advantage in making decisions even faster than your adversary. With increased tempo, the adversary is kept in a position of always reacting to whatever you did previously, just as you start to do something new.
  • Fast Transients: Boyd also saw that agility is composed of more than rapid decision-making. During a dogfight, Boyd found that wild, unexpected maneuvers (?fast transients?) could disorient his adversaries. When you act outside the standard set of expected responses, your adversary is surprised and left wondering what you might be trying to do. This slows him down and causes him to question his strategy and tactics.

To consistently win the fight, you need to create a fast-changing, unpredictable environment for your adversary. Just as your adversary thinks he understands what you are doing, you want to change the environment in an unpredictable way. The result is to sow confusion and disorder within his own decision-making process.

This is particularly true if your adversary is an organization rather than a single individual. Confronted with a rapidly-changing, unpredictable environment, a large organization will start infighting, as multiple individuals generate conflicting orientations, decisions, and actions, even from the identical observations. Consequently, the adversary?s OODA Loop will operate at an even slower tempo as he tries to resolve the internal conflicts. This, in turn, compounds your advantage. Ultimately, infighting can lead to the adversary?s complete self-destruction as his OODA Loop ?locks up? and he cannot react to the environment any longer. He?s paralyzed and you fully control the situation.

Organizational implementation

So, decide quickly, execute quickly and whenever possible do something unexpected. That?s simple enough, but your success or failure will still depend on your implementation of these ideas. Remember that your adversary is reading this article, too, so you?ll want to create the fastest OODA loops possible and eliminate as much internal conflict possible. How can you best accomplish this? There are two critical steps that you need to take:

  • Small Loops: First, create small OODA loops. As you might expect, the more people involved with any of the processing steps in the OODA Loop, the slower the loop will operate. Throw 50 people into a room to analyze your market research data, and you?re bound to create an argument. If you reduce the number to five people, you?ll likely end up with a smaller argument and a quicker resolution. Reduce the number to one and you?ll have no argument, but you?ll increase the possibility of interpretation mistakes.

    Thus, decentralize your decision-making and execution with smaller teams, each going after smaller objectives. Some of those teams will misfire and fail, but many won?t, and by using smaller teams, you increase the organizational tempo. Further, with more teams, you?ll generate more unexpected ideas (fast transients), leading to greater confusion of your adversary.

  • Communication of High-Level Intent: With a shift toward distributed decision-making, you risk chaos. To prevent that from happening, structure the organization with two levels. A small team at the top needs to make broad, strategic decisions and then communicate that high level intent to execution teams that in turn drive the tactics for how to realize those objectives.

    For instance, the decision to invest broadly into a new market must be made at a high level since it will require a significant amount of organizational resources, but the details for exactly how the resources will be allocated and what projects will be run needs to be pushed down the organization. Many organizations do this today, but most have far too many levels of hierarchy in the middle, increasing the bureaucracy and diluting the results.

Boyd has given us one of the most powerful analytic frameworks for understanding adversarial combat. Whether you?re a fighter pilot, a CEO, or an IT manager, you can apply the OODA Loop to your work. You?ll move faster and win more often.

Dave Roberts is SVP of Strategy and Evangelism at ServiceMesh. He blogs here, and tweets as @sandhillstrat.

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Source: http://gigaom.com/cloud/business-agility-fighter-pilot-style/

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Study: Bacteria outbreak due to ocean warming

Manmade climate change is the main driver behind the unexpected emergence of a group of bacteria in northern Europe which can cause gastroenteritis, new research by a group of international experts shows.

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The paper, published in the journal Nature Climate Change on Sunday, provided some of the first firm evidence that the warming patterns of the Baltic Sea have coincided with the emergence of Vibrio infections in northern Europe.

Vibrios is a group of bacteria which usually grow in warm and tropical marine environments. The bacteria can cause various infections in humans, ranging from cholera to gastroenteritis-like symptoms from eating raw or undercooked shellfish or from exposure to seawater.

A team of scientists from institutions in Britain, Finland, Spain and the United States examined sea surface temperature records and satellite data, as well as statistics on Vibrio cases in the Baltic.

They found the number and distribution of cases in the Baltic Sea area was strongly linked to peaks in sea surface temperatures. Each year the temperature rose one degree, the number of vibrio cases rose almost 200 percent.

"The big apparent increases that we've seen in cases during heat wave years (..) tend to indicate that climate change is indeed driving infections," Craig Baker-Austin at the UK-based Centre for Environment, Fisheries and Aquaculture Science, one of the authors of the study, told Reuters.

Climate studies show that rising greenhouse gas emissions made global average surface temperatures increase by about 0.17 degrees Celsius a decade from 1980 to 2010.

The Vibrio study focused on the Baltic Sea in particular because it warmed at an unprecedented rate of 0.063 to 0.078 degrees Celsius a year from 1982 to 2010, or 6.3 to 7.8 degrees a century.

"(It) represents, to our knowledge, the fastest warming marine ecosystem examined so far anywhere on Earth," the paper said.

Many marine bacteria thrive in warm, low-saline sea water. In addition to warming, climate change has caused more frequent and heavier rainfall, which has reduced the salt content of estuaries and coastal wetlands.

As ocean temperatures continue to rise and coastal regions in northern regions become less saline, Vibrio bacteria strains will appear in new areas, the scientists said.

Vibrio outbreaks have also appeared in temperate and cold regions in Chile, Peru, Israel, the northwest U.S. Pacific and northwest Spain, and these can be linked to warming patterns, the scientists said.

"Very few studies have looked at the risk of these infections at high latitudes," Baker-Austin said.

"Certainly the chances of getting a vibrio infection are considered to be relatively low, and more research is focused on areas where these diseases are endemic or at least more common," he added.

Previous Vibrio outbreaks in colder regions have often been put down to a sporadic event or special conditions rather than a response to long-term climate change.

This is because the effects of global warming can be more pronounced at higher latitudes and in areas which lack detailed historical climate data, the study said.

Baker-Austin said there was a growing realization that climate and the emergence of some infectious diseases were closely linked but there are some "huge data gaps in that area which need addressing."

(c) Copyright Thomson Reuters 2012. Check for restrictions at: http://about.reuters.com/fulllegal.asp

Source: http://www.msnbc.msn.com/id/48278511/ns/us_news-environment/

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